Turn ₦100k into a keke that earns for you

Ridvest lets everyday Nigerians co-invest in tricycles and earn consistent monthly returns — fully managed, asset-backed, and transparent.

Keke Napep
Monthly payout
₦4,167
↑ on ₦200k invested
Annual ROI
25%
Fixed rate · Asset-backed
About Ridvest

The asset that was always on your street.

Keke napeps have moved millions of Nigerians for decades. They run every day, earn every day, and stop for nothing. But everyday people never had a clean way to profit from them.

Ridvest changes that. We built the structure so you can own a stake in a keke, collect monthly returns for a year, and walk away with your capital intact — without touching a steering wheel.

Structured returns

No informal arrangements. Every naira is tracked, every payout is scheduled and transparent.

Monthly payouts

Returns hit your bank account every 30 days — consistent, predictable, no chasing anyone.

Capital protected

After 12 months of earning, your original investment is returned to you in full.

Real, physical asset

Your investment is backed by an actual keke on actual Nigerian roads — not a digital promise.

We remove every barrier.

Buying and running a keke is expensive and stressful. We handle every part of the operation so you never have to worry about it.

  • Vehicle acquisition and preparation
  • Strict driver vetting and onboarding
  • Comprehensive maintenance coverage
  • Full insurance on every vehicle
  • Real-time daily operations tracking
You
Invest
We
Deploy
You
Earn
How it works

Six steps from sign-up
to earning.

No keke driving. No operations. No headaches. You handle the money — we handle everything else.

01

Create your account

Sign up in minutes. Verify your identity and link your bank account. The whole thing takes less than 5 minutes.

02

Pick how you want to invest

Own a keke outright on your own, or join a public or private pool with others from as little as ₦100,000.

03

Fund your investment

Transfer your amount directly from your bank. Once confirmed, we get to work immediately — no waiting around.

04

We acquire and deploy

We buy the keke, vet and assign a verified driver, and handle all operations from day one. You just get updates.

05

Collect monthly returns

Every month for 12 months, your returns are paid directly to your bank. Track everything live on your dashboard.

06

Get your capital back

At month 12, your original investment is returned in full. Then you choose — reinvest, join a new pool, or exit.

Three ways to invest

Whether you want full ownership or prefer to pool with others, the returns and the structure work the same way.

Full ownership
Pay the full keke cost yourself. You own it alone and keep all the returns.
Public pool
Open to everyone on the platform. Browse, pick a pool, add your amount.
Private pool
Invite only. Create a pool and share the link with people you trust.

Minimum to join a pool: ₦100,000

The 12-month cycle

Every investment — pool or full ownership — runs for exactly one year.

Day 1
Investment confirmed
Keke acquired, driver assigned
Month 1–11
Monthly returns paid
Directly to your bank, every 30 days
Month 12
Final payout + capital back
Your original money returned in full
After year 1
Your choice
Reinvest, join a new pool, or exit
Our fleet

What you're investing in

Real vehicles on real Nigerian roads, generating real income for investors.

🛺 Keke Napep
🛺 Keke Napep
Live now
🚌 Mini Buses
🚌 Mini Buses
Coming soon
🏍️ Motorcycles
🏍️ Motorcycles
Coming soon
Returns calculator

See what you'll earn

Enter your investment amount and see your projected returns instantly.

● LIVEAnnual rate
25% per annum
Enter an amount above to see your returns

Your keke is waiting.

Join early investors earning from Nigeria's busiest transport sector.
Start with as little as ₦100,000 today.